Retirement is most important aspect of human life but remains highly ignored at all levels of society. You are a Businessman, a Corporate employee or a Highly paid Govt Official, retirement planning gets ignored at all levels. Even people with pension in hand fail to visualize actual needs of cash flow required after retirement. While you actually understand the clear picture its already too late….age is like flowing water what has gone can’t be reversed back. It makes smart choice and wise thinking to work out seriously on Retirement Planning and Fund needs. A thumb rule is if your age is 30 yrs, you have monthly expanse of Rupees 40000 as of today & life expectancy if considerd at 80 yrs, suppose you have another 25 yrs of working life and at present you have savings of Rs. 20 Lakh in Your FD/APF/DSOP……. you need a Retirement Fund of App 4.50 – 5 Cr to meet monthly cashflow for 25 yrs after Retirement. All you need is Rs. 29374/PM of Systematic Investment month after month in a disciplined manner.
SBI Retirement Benefit Fund is a fantastic solution for everyone including Businessmen, Corporate Employees, Professionals, Doctors, Contractors, Army & Police Officers and all other Govt Employees. This Fund is on offer at an appropriate time when there is never before positivity in equity market. Sensex touching 50000 points and the way markets have bounced back after Covid 19 impact of March 2020, every small & big investor has been lining up to participate into equities through Mutual Funds. Number of SIPs added in last couple of Months gives thumbs up to AMFI campaign “Mutual Fund Sahi Hai”
SBI Retirement Benefit Fund is a solution based product that is easy to understand as well as meets the needs of all type of investors who look forward to returns ranging from Aggressive to Moderate as well as Conservative depending upon their Risk Appetite.
Here are the benefits that this Fund is offering to investors in all ages from 30 – 60 yrs
1. Four Investment Options – Aggressive / Aggressive Hybrid / Conservative Hybrid / Conservative 2. Age Based Auto Transfer Plan 3. SIP Insure Facility offering Risk Cover of 20 Times in Year 1, 50 Times in Year 2, 100 Times of monthly SIP from 3rd year onwards. One can have upto 50 Lakh Insurance Cover at no extra cost. 4. You can Manage your Cash Flows through SWP (Systematic Withdrawal Plan) 5. Limited period offer mean you will get unit price at Rs. 10
This NFO (New Fund Offer) is open from 20th of Jan – 3rd of Feb. Best strategy to invest would be buy bulk of units in one go and opt for a monthly SIP. Investing 2 Lakh in Lum sum means adding 20000 units in one go and starting a SIP of 10000/PM for 20 Yrs makes a Retirement Fund of 1.21 Crore.
Don’t miss this opportunity, time to act is NOW……Talk to your Financial Advisor or give a call to Team SaveFirst, our Executives will be more than happy to assist you in applying for this NFO from any where in India.
Mail me at 9501017769.kamal@gmail.com or call me at 9501017769 for any futher details on SBI Retirement Benefit Fund.
